Buyer Special Financing
We formed a network of lenders and created the Twin City Buyer Special Financing Program designed specifically to benefit owner occupant buyers.
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Fantastic Buyer Programs:
At Twin City Buy Sell Homes, we pride ourselves on building strong relationships with trusted lenders to help connect buyers with the best financing options available. While we don’t directly originate loans or earn referral fees, we offer a network of reputable lenders who provide competitive financing. You can take advantage of this network, along with tailored programs designed to meet your unique needs.
Finance offerings change—lenders shift their focus, and new lenders arise to replace those that faded away. That’s why we stay up to date with the latest financing options, ensuring you always have access to the most favorable deals.
There are zero to 1% down financing options and fantastic buyer programs available.
- Zero Down VA Loans: Veterans, take advantage of the opportunity to qualify for a VA loan with no down payment—making homeownership more attainable than ever.
- Low Down Payments for Non-Veterans: For qualified non-veteran buyers, there may be financing options as low as 1% down. Plus, we can help negotiate with sellers to cover your closing costs, simplifying the process.
- Special Financing + Tailored Solutions = Fantastic Buyer Programs : Whether you’re a first-time homebuyer or an experienced investor, we’ll connect you with financing options & provide solutions that suit your unique goals and situation.
The combination of great financing & tailored solutions is the value-add service we provide. Schedule a FREE CONSULTATION to learn more.
Why Rent When You Can Own?
Renting may seem like the only option, but with as little as 1% down, homeownership could be within your reach. With the right financing and a fair-priced property, owning a home may be more achievable than you think. Let us help you navigate the market, find your ideal property, and connect you with the loan programs that fit your needs.
When Real Estate Values Outpace Income, What Can You Do?
Consider a Fixer-Upper: Turn Your Dream Home Into Reality!
If you’re ready to invest some time and effort, buying a fixer-upper can be a great way to make homeownership more affordable. Not every buyer is looking for a project, but if you’re willing to roll up your sleeves, this could be your opportunity to build equity while transforming a property into your dream home.
- Live in It While You Fix It Up: Want a home that’s truly yours? A fixer-upper lets you customize each room, from updating the kitchen to renovating the floors—building value and making your space uniquely yours, on your timeline and budget.
- Get the Most for Your Money: Fixer-uppers are priced lower than move-in ready homes, potentially saving you money upfront. And with a little investment, you can boost the home’s value while creating a comfortable living space.
- Rent Rooms and Offset Your Costs: If the property is large enough, consider renting out extra rooms to help cover the mortgage. This can give you the financial breathing room to focus on renovations, without the pressure of high costs.
Additional Ideas to Make Homeownership More Affordable:
For buyers who are on the edge of affordability, it may feel like now is not the right time. But waiting for the market to adjust can be risky—economic shifts often make things even more difficult. Here are some ways to make homeownership more accessible right now:
- Buy a Multi-Unit Property: Consider a duplex, triplex, or fourplex. You can live in one unit and rent out the others, potentially covering your mortgage entirely. This strategy, known as house hacking, is a great way to build equity while minimizing living expenses.
- Flexible Financing Options: FHA and VA loans allow for low down payments on multi-unit properties, starting at just 3.5% (or 0% for veterans). Plus, FHA 203K loans let you finance renovations into your mortgage, so you can buy a fixer-upper and improve it over time. Our affiliate, Handyman and Specialty Trades Network, can help with meeting 203K requirements.
Turn Extra Space Into Income:
If you have an unfinished basement, attic, or garage, consider converting it into a rental unit.
- Long-Term Rentals: Renting out these spaces can help cover your mortgage and increase your property’s value over time.
- Short-Term Rentals (Airbnb, Vrbo): Alternatively, renting out extra space on platforms like Airbnb can help generate cash flow, with flexibility for short-term stays and no long-term commitment.
The Home Buying Process Should Be Exciting, Educational & Fun!
Navigating financing options can feel overwhelming, but we’re here to make it easy and transparent. Whether you’re looking for a low down payment, a VA loan, or considering a fixer-upper project, we’ll help you find the perfect buyer program for your needs. Let’s work together to minimize your costs and make your home buying journey as smooth and enjoyable as possible.
Here’s Your Next Step: Schedule Your Free Consultation
We’re committed to guiding you through every step of the home buying process. Schedule a consultation to get personalized advice and gain the clarity you need to make confident decisions about your future.
Contact Kurt Nowacki – We’ll match you with trusted lenders so you can get pre-approved and be ready to move when we find your dream home or the perfect project. Let’s make your home buying journey a success—starting today!
